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So this is a small money loan for 1000 dollars, which is why online loan companies can readily approve it quickly.
With many computerized credit databases, it does not take much time to perform due diligence on the fly. Remember that these unsecured short term loans are designed to solve minor financial troubles, especially for people with low credit scores. To be eligible, you need to meet the following requirements (and others):
- You are a citizen of the United States
- You are at least 18 years of age
- You have a valid bank account with direct deposit
- You have a stable income
If you do want to totally avoid getting into debts, try a pawn loan instead. Pawn shops/brokers allows you to borrow money using your personal items aka collateral, such as jewelry, smartphone etc. You need to pay back the loan on time etc in order to redeem your item. You can also choose to extend for another month or so by paying just the finance charges before the deadline. Otherwise, the pawn shop can choose to sell off your item.
Online lenders are highly recommended when I need to borrow 3000 unsecured personal loans. Lets say you find yourself depending on installment loans consecutively, UnsecuredLoanLenders.net recommend seeking help from a proper money management expert. There is usually no problem to borrow smaller amounts below one thousand. To start, complete and submit a simple online form.